Archive for the ‘Money Management’ Category

What is Leverage?

Wednesday, March 11th, 2009

What is Leverage?

Leverage is explained by webster in 2 ways which is the following

Leverage (noun) 

 as 1 : the action of a lever or the mechanical advantage gained by it 2 : power , effectiveness <trying to gain more political leverage> 3 : the use of credit to enhance one’s speculative capacity


Main Entry:
transitive verb
Inflected Form(s):
leveraged; leverag·ing

1: to provide (as a corporation) or supplement (as money) with leverage ; also : to enhance as if by supplying with financial leverage2: to use for gain : exploit <shamelessly leverage the system to their advantage — Alexander Wolff>

Realistically if you put it all together you combine any numerous amounts of techniques, tactics, to get what you want. Hunh?

Ok let me put another way for you by actually addding a short list of things of which you can leverage but not limited to following list:

True and Real Assets




Mailing List

Products  (Ebooks, Audio Ebooks, Videos Either on DVD or Downloadable online, Software)

Services (In Exchange for something else of equal or more value)


Knowledge and Skills

Marketing Ability


Alright I think that give you some kind of idea of what leverage is and how you can maximize your ability to achieve what you want, if you cannot do something find someone willing to partner with you and leverage each others ability to get things done.

Now choose someone where he fills in your weaknesses and you are able to fill his, that way you both are able to correct each other’s weakness through leverage, this will allow for you both to be a better structured and successful partnership.

If you have a group whereby you all lack the same abilities, find someone to help eliminate that gap of that group and you will see that your group will become so powerful through the art of Leverage.

So many people miss out on the real efforts and strength of what leverage can do for you both personally and business and as well as financially, friendships, etc.

All of it can deliver so much value to you and your goals, missions, plans.

This will be touched upon a little bit later on and should not be thought of as not valuable, because it will show you that you are not really using your head. Why do I say that here?

Think about all of the successful people who has come before us and are currently popping up all over the place, do you think that success just falls into their lap, no it doesn’t and if you believe that they are lucky, yes they maybe but not completely.

They used a variety of connections to the above list and helped them Leverage their past failures and turned them into successful leveraged leaders. Remember no matter who you are and what you do, even if you do not believe me, you are using leverage.

Do you use a alarm clock in the morning, tooth brush and tooth paste, fork to eat your food, keys to lock your door at night, I do believe I have given you a few examples here.

That’s how powerful Leverage is and how it can help you really achieve success.

Start thinking of ways of using the above list to start t achieve your desired lifestyle and take it from me, you will be hearing about how I am applying this strategy to both my personal and business lifestyles as well.

I have always loved this word but never really took that massive action that helps this really come alive for me until last year and now I am taking massive action and will unleash the power of leverage.

All the best,

Julio R. Mattos

Money Management Tips: Credit Rules

Thursday, April 3rd, 2008

Money Management Tips: Credit Rules

1. Credit Cards are just like a loan-you have to pay what you owe.

2. Keep track of how much you spend. Remember that incidental and impulse purchases add up fast.

3. Save your receipts. Compare them with your monthly bill. Promptly report problems to the company that issued the card.

4. Never lend your card to anyone.

5. Owing more than you can repay can damage your credit rating. That can make it hard to finance a car, rent an apartment, get insurance-even get a job.

6. Pay your bill on time, and in full when possible. If you don’t, you’ll have to pay finance charges on the unpaid balance—-and it takes forever to get caught up if you just pay tje minimum.

The Federal Trade Commission has information and a free hotline if you need helpful information.

1-877-FTC-HELP  (or 877-383-4357) website: http://www.FTC.GOV

By Mr. Julio Mattos

Learning While Your Earning!

70-20-10 Rules To Wealth…What is the 70-20-10 Rule?

Friday, August 3rd, 2007

70-20-10 Rules To Wealth

What is the 70-20-10 Rule?

To answer this question it’s pretty straight-forward, which means setting a budget, living on that budget, by also saving.

More like this 70 percent you live on and food, rent, clothing, etc.

20 Percent is what you use to pay down any debt’s you may have, by also setting up a debt repayment plan (We will get into this a little later on), then by monitoring your debt and not add any further debt, but setting a time frame and a plan to follow you will surely be able to watch your debt load decrease.

But by watching your Wealth increase.

Pay Yourself First which is where the 10 percent comes in handy, this is what you should have a savings account for and watch as it grows and grows.

But your savings should be the type of savings account with a good interest rate, where by it will compound over time, more like the Return on Investment should, bring you one step closer to your, wealth building goal.

Now to say that this is all there is to it because no it’s not, not by a long shot.

The real point is having something where you have a system and manage your income and your expenses.

But also for 10% that you will use later down the line you will want to have this work for you, which means you will need to invest a portion of this in other investments which will bring in more value to add to your wealth building empire.

We will discuss this further some more articles in the future and we will go through all of this and also recommend some helpful resources where you can learn more on your personal finances or money management.

Please if you feel that this was helpful in some way, let us know by commenting about it and letting us know.

By Julio R. Mattos
Getting Up and Taking Action!

Hello Welcome to Mr. Julio Blog.

Tuesday, March 20th, 2007

Hello There,

 Well it’s Spring time and it’s March.

 This year will be the best year of all of our lives if you are actually looking to make just that, but I am planning and have been taking actionable steps to do just that.

We all have dreams and we all live in this big globe called earth or I have another name for it World Dreamer and what is a world dreamer, well a world dreamer is a individual looking to make his dreams come true.

Would like for their dreams to come true and by doing so, worlddreamers are willing to put in the time and money and the hard strategic work necessary to be able to accomplish worldly dreams.

Some dreams could simply be met easily by putting a to do list or Daily Action Plan and it only takes them 15-30 minutes of productive time a day to work on your life dreams and I know how outrageous that may sound, but it really is true.

Let’s make ourselves WorldDreamers or Dreamer’s that actually take action and not an excuse maker and or allow fear to stop you dead in your tracks.

Well this is the first post to this website and to this blog, I actually originally had a nice written post but for some reason my internet connection deleted it, so forgive me but going forward you will be able to benefit from this website or blog greatly going  forward.

We will meet or have met some time soon and we will be looking to growing together and looking to climb mountains that our lives tends to be put in front of and either you climb or simply perrish.

Have a great day.

Best regards,

Julio Mattos

P.s. Well going forward we will be going through a lot of changes here at and I mean alot of changes and it will be for the better.

P.s.s. We are students of life and will be a guide to others as well, but will be looking to bring a diverse group of people together from many different walks of life and have many mountains to cross before we really hit it straight on.

P.s.s.s. Also we realize we have plenty of Ps’s here but we was on a deadline today to get a post placed on the site as soon as we could.

To your success and to all of our success in both personal and business life which will require a game plan and a action plan, which heavily relates to balance in our lives.